1. Will there be a fee after the 10-year offer ends?
This offer lasts for 10 years from 1 September 2025 for all members with £20k invested with Prosper across cash, investments and holding accounts. We reserve the right to change the terms and conditions after that time, with 30 days’ notice.
2. When does the 10-year period start?
The 10-year offer starts from 1 September 2025. If you qualify, your fee-free period will run for ten years from that date.
3. Can I move my money between accounts and still qualify?
Yes, moving your money between accounts won’t affect your eligibility for the offer. You’re still covered as long as you meet the qualification criteria.
4. What are platform fees?
Platform fees are what companies charge for using their investment platform. These can be flat fees, percentage-based, or monthly costs. Some might even label them differently like “account fees” for ISAs or SIPPs, or charge both.
5. How does Prosper make money?
We retain any interest on your uninvested cash in investment accounts. We will let you know whenever you have over £1,000 of uninvested cash in investment accounts, but you should make sure you always keep your money in funds where it can make you the best returns. By doing so, you can maximise your potential earnings.
At Prosper, we’re keeping things simple: if you qualify for this offer, we won’t charge you any platform fees for the next 10 years.