More for you.

Prosper lets you maximise your potential wealth with a range of low or no fee savings, pensions and investments.

Excellent
Based on 53 reviews

I’m looking to...

Smartphone displaying the BlackRock Fund investment performance graph and price data.
Smartphone showing a list of investment funds with logos for Vanguard, Goldman Sachs, and other financial institutions.
Smartphone showing savings account options with logos for Santander, Zopa, and other banks.
Prosper app displaying a 3-Month Fixed Term Deposit savings product with a 4.41% interest rate from Santander International.
“Like Monzo, Prosper is a customer champion brand shaking up the wealth industry. It’s only the beginning but I’m excited to help more people prosper!”
Tom Blomfield
Founder and Former CEO Monzo

Protecting your assets

Prosper is regulated by the FCA
Prosper uses SECCL as the custodian to hold your investment assets which is regulated by the FCA and wholly owned by Octopus Group
The banks we use for your cash savings products are part of the Financial Services Compensation Scheme

Our products

Self-Invested Personal Pension (SIPP)

Take charge of your retirement. Our free pension tracing service lets you easily consolidate your old pensions.

find out more

Stocks and Shares ISA

Access a range of investments to grow your money. We’ll also help you transfer old ISAs for free.

more about isas

General Investment Account (GIA)

Maxed your ISA and SIPP allowances? Enjoy flexible, unlimited investing with a GIA. Capital gains tax and dividend tax is payable.

Read more about GIAs

Cash Savings

Access fixed-rate and notice accounts from top banks with one app, offering market-beating rates.

how can this benefit me?

Low or zero fees

By using scalable tech and industry relationships, we can deliver cost-effective investment, savings and pension products. We do retain interest on cash left uninvested in investment products.

Our investing principles

Stability and liquidity of the asset manager and their ETFs and funds
For active ETFs and funds, the potential to beat the market benchmark over time.
Choose from asset types, such as equities and bonds. Pick the ETFs or funds that matter to you.
“The app is easy to use and the fees are explained well.”
Mumsnet User
40 Mumsnet users tested the Prosper app.

82% were satisfied.

Trusted reviews

Stunning customer service

My first move on to Prosper App had a minor glitch but this was dealt with by the support function within the app. Rohan what a star!! The whole experience has been wonderful and I strongly recommend Prosper to all who want a no fuss investment platform which offers great products!! Big thank you to the Prosper team.

Craig Pygall
16 October 2024

Good range of products

Good range of products, with excellent fees and simple app.

MJ
16 October 2024

Can’t fault them…

Both my wife and I have opened account and invested, some little things I was unsure about, so I called & messaged, always replied and called me back, now I know a bit more lol, I was impressed and recommend them to my family, who has also invested.

Steve Collins
10 September 2024
“I was shocked when I realised my yearly pension fees were higher than any of my bills, enough for a holiday! Why were they taking such a big cut? That’s why I created a transparent financial platform for people to invest and save”
Nick Perrett
Founder

More questions?