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Interest Breakdown and Statements

In the Prosper app, you’ll see your total balance and overall performance. We don’t show a running, broken-down view of interest as it accrues. Instead, that detail is included in the official account statements provided by our custodian.

Updated over 3 months ago

Where to Find the Breakdown

Your statements, covering both savings and investment products, include the full breakdown of interest or performance. You can access these directly in the app:

  • Tap the profile icon (top left).

  • Go to Documents.

  • Select and download the statement you need.

These statements are the definitive record and are suitable for your personal review, accounting, or tax purposes.


How Interest Is Calculated

Savings products: Each savings product includes a Summary Box on its product page. This sets out how interest is calculated, along with the key terms of the product.

Investment products: For investments, performance can be seen directly in the app on the product page, and is also included in your statements.


Key Takeaways

  • The app shows your total balance and growth, not a daily or monthly interest log for savings products.

  • Statements (available in-app) provide the full breakdown.

  • Interest calculation details are always visible in the product’s Summary Box.

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