Paying 1% in fees with other providers over 30 years could cost you nearly half your gains. With zero fees, you could end up with almost 50% more.
Capital is at risk. Investments can go down as well as up.
Pick from 200+ funds with zero platform, transfer, or exit fees, including 30+ leading ETFs with refunded fund fees. Enjoy valuable tax advantages, including tax relief on contributions and tax-deferred growth.
Uninvested cash doesn't earn interest. Tax relief depends on personal circumstances and current rules can change.
Make employer contributions directly from your company into your Prosper SIPP. These are paid gross and can qualify for corporation tax relief, helping your money go further.
Employer contributions are voluntary and not part of a workplace pension scheme.
Effortlessly combine all your existing pensions into one powerful SIPP, with full (in-app), partial, and in-specie transfers available at no extra cost.
Before transferring your pension, make sure to check for exit fees, lost benefits, employer contributions, and compare charges. Transfers can be beneficial, but there’s no guarantee you’ll be better off.
When you invest your capital is at risk.
We don’t currently offer annuities or drawdown support, including for those who have already taken withdrawals from a pension, but we’re working on adding these options.
£0 annual platform fee
On any portfolio size.
30+ ETFs with refunded fund fees
From the likes of BlackRock, Vanguard, and Fidelity. Low, varying charges on other funds.
Cash marketplace with 50+ products
Market-beating rates from trusted UK banks with FSCS protection.
Access to private markets
Only available to professional investors.
Pay-as-you-go financial guidance
First session FREE, then £200 per hour (VAT excluded).
No interest paid on uninvested cash
Or cash held in the Prosper Wallet.
£625 annual platform fee
On a £250,000 investment (0.25%). Reduced rates for higher balances.
Varying annual ongoing charges
Charges ranging from 0.31% to 0.50% for different funds.
No savings marketplace
No access to private markets
No access to financial guidance
Interest paid on uninvested cash
But they retain a portion.
£1,125 annual platform fee
On a £250,000 investment.(0.45%). Reduced rates for higher balances.
Varying annual ongoing charges
Average 0.81% annual ongoing charge across the range of funds.
No savings marketplace
No access to private markets
No access to financial guidance
Interest paid on uninvested cash
But they retain a portion.
£240 annual platform fee
On a £250,000 investment.(0.45%). Reduced rates for higher balances.
Varying annual ongoing charges
Charges ranging from 0.10% to 1.00%+ for different funds.
No savings marketplace
No access to private markets
No access to financial guidance
Interest paid on uninvested cash
But they retain a portion.
£1,137 annual platform fee
On a £250,000 investment (0.45% + £12 subscription).
Varying annual ongoing charges
Charges ranging from 0.17% to 0.25%+ for different funds.
No savings marketplace
No access to private markets
Moneybox Aurora not yet available on all accounts
Interest paid on uninvested cash
But they retain a portion.
Sources: Unbiased, Prosper, AJ Bell, Hargreaves Lansdown, interactive investor, Moneybox.
As featured in
Managed by BlackRock, Prosper’s Standard Fund is a ready-made solution for long-term growth, ideal for new investors or those overwhelmed by choice. Trusted globally with $10tn in assets.
Take control of your investments with Prosper’s curated selection of over 200 funds — including index, mutual, and ETFs — to build a portfolio that fits your goals.
Capital at risk.
Capital at risk.
Prosper uses SECCL as the custodian to hold your investment assets which is regulated by the FCA and wholly owned by Octopus Group
Prosper is authorised and regulated by the Financial Conduct Authority under registration number 991710
Have different pension pots elsewhere? Consolidating your pensions into one powerful SIPP makes managing your money easier, and more rewarding.
You can transfer your pension in full, in cash, directly within the Prosper app.
If you'd like to move only part of your pension or transfer your investments without selling them, our support team can help you handle partial or in-specie transfers at no extra cost.
Transfer durations can vary depending on your current provider’s processing backlog, which may cause delays beyond the typical timeframes.
Before transferring your pension, make sure to check for exit fees, lost benefits, employer contributions, and compare charges. Transfers can be beneficial, but there’s no guarantee you’ll be better off. This is not advice. If you're unsure about the transfer, please get independent financial advice.
Capital at risk.
We are the only business we know that refunds the fees on over 30 funds from the best known asset managers around the world.
We bring you a curated selection of sectors, categories, geographies, and currencies to create the portfolio to match your needs and interests.
“I was shocked when I realised my yearly pension fees were higher than many of my bills, enough for a holiday! Why were they taking such a big cut? That’s why I created a transparent financial platform for people to invest and save.”
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