Paying 1% in fees with other providers over 30 years could cost you nearly half your gains. With zero fees, you could end up with almost 50% more.
Capital is at risk. Investments can go down as well as up.
Pick from 190+ funds with zero platform, transfer, or exit fees – unlike many providers who typically charge a percentage of your pot. Enjoy valuable tax advantages, including tax relief on contributions and tax-deferred growth.
Uninvested cash doesn't earn interest. Tax relief depends on personal circumstances and current rules can change.
Access 30+ ETFs from top-tier asset managers with all fund manager fees fully refunded back to you.
These include a curated selection of sectors, categories, geographies, and currencies from the likes of BlackRock, Vanguard, and Fidelity.
Effortlessly combine all your existing pensions into one powerful SIPP, with partial transfers available at no extra cost.
Before transferring your pension, make sure to check for exit fees, lost benefits, employer contributions, and compare charges. Transfers can be beneficial, but there’s no guarantee you’ll be better off.
When you invest your capital is at risk.
We don’t currently offer annuities or drawdown support, including for those who have already taken withdrawals from a pension, but we’re working on adding these options.
Annual platform fee on a £250,000 investment
Fund fees
Set by the asset managers
In-app cash marketplace
Multiple banks and accounts
Private markets
These investments are high risk. You should be prepared to lose all the money you invest.
Pay-as-you-go financial guidance
Interest paid on uninvested cash
Free
Refunded fund fees on over 30 ETFs from top asset managers, including BlackRock, Vanguard, and Fidelity.
£625
0.25%. Reduced rates for higher balances.
Annual ongoing charges ranging from 0.31% to 0.50% for different funds.
£1,125
0.45%. Reduced rates for higher balances.
Average ongoing charge figure of 0.81% on funds.
£240
Flat monthly fee of £19.99 for Super Investor plan.
Access to different investments with varying fund fees.
Sources: Unbiased, Prosper, AJ Bell, Hargreaves Lansdown, interactive investor.
As featured in
Managed by BlackRock, Prosper’s Standard Fund is a ready-made solution for long-term growth, ideal for new investors or those overwhelmed by choice. Trusted globally with $10tn in assets.
Take control of your investments with Prosper’s curated selection of over 190 funds — including index, mutual, and ETFs — to build a portfolio that fits your goals.
Capital at risk.
Capital at risk.
Prosper uses SECCL as the custodian to hold your investment assets which is regulated by the FCA and wholly owned by Octopus Group
Prosper is authorised and regulated by the Financial Conduct Authority under registration number 991710
Have different pension pots elsewhere? Consolidating your pensions into one powerful SIPP makes managing your money easier, and more rewarding.
You’ll get a clear view of your investments in one place, benefit from our zero platform and transfer fees, and unlock fund fee refunds on 30+ top ETFs. Partial and in-specie transfers are also available at no extra cost. Less hassle, more growth.
Transfer durations can vary depending on your current provider’s processing backlog, which may cause delays beyond the typical timeframes.
Capital at risk.
We are the only business we know that refunds the fees on over 30 funds from the best known asset managers around the world.
We bring you a curated selection of sectors, categories, geographies, and currencies to create the portfolio to match your needs and interests.
“I was shocked when I realised my yearly pension fees were higher than many of my bills, enough for a holiday! Why were they taking such a big cut? That’s why I created a transparent financial platform for people to invest and save.”
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