Maxed out your ISA and pension allowances? There are no caps on how much you can deposit into a GIA each year, making it ideal for high-net-worth investors seeking additional opportunities. Capital gains tax and dividend tax is payable.
Capital is at risk. Investments can go down as well as up.
Pick from 190+ funds with zero platform, transfer, or exit fees. Invest as little or as much as you want without annual contribution limits.
Uninvested cash doesn't earn interest.
Access 30+ ETFs from top-tier asset managers such as BlackRock, Vanguard, and Fidelity, with all fund manager fees fully refunded back to you.
Effortlessly transfer your existing GIA and benefit from zero-fee investing with your Prosper account. Enjoy full flexibility to add or withdraw money at any time.
Annual platform fee on a £250,000 investment
Fund fees
Set by the asset managers
In-app cash marketplace
Multiple banks and accounts
Private markets
These investments are high risk. You should be prepared to lose all the money you invest.
Pay-as-you-go financial guidance
Interest paid on uninvested cash
Free
Refunded fund fees on over 30 ETFs from top asset managers, including BlackRock, Vanguard, and Fidelity.
£625
0.25%. Reduced rates for higher balances.
Annual ongoing charges ranging from 0.31% to 0.50% for different funds.
£1,125
0.45%. Reduced rates for higher balances.
Average ongoing charge figure of 0.81% on funds.
£240
Flat monthly fee of £19.99 for Super Investor plan.
Access to different investments with varying fund fees.
Sources: Unbiased, Prosper, AJ Bell, Hargreaves Lansdown, interactive investor.
Managed by BlackRock, Prosper’s Standard Fund is a ready-made solution for long-term growth, ideal for new investors or those overwhelmed by choice. Trusted globally with $10tn in assets.
Take control of your investments with Prosper’s curated selection of over 190 funds — including index, mutual, and ETFs — to build a portfolio that fits your goals.
Capital at risk.
Capital at risk.
Prosper uses SECCL as the custodian to hold your investment assets which is regulated by the FCA and wholly owned by Octopus Group
Prosper is authorised and regulated by the Financial Conduct Authority under registration number 991710
Already have a GIA elsewhere? Consolidating your GIAs into one powerful Prosper GIA makes managing your money easier, and more rewarding.
You’ll get a clear view of your investments in one place, benefit from our zero platform and transfer fees, and unlock fund fee refunds on 30+ top ETFs. Less hassle, more growth.
We retain interest on cash left uninvested in investment products and any cash held in your Prosper Wallet. We do this unapologetically because it aligns our incentives with yours. We want your money invested and growing, not sitting idle.
Capital at risk.
We are the only business we know that refunds the fees on over 30 funds from the best known asset managers around the world.
We bring you a curated selection of sectors, categories, geographies, and currencies to create the portfolio to match your needs and interests.
