Here to help you get more of the life you want

Our mission

For years, investment and pension providers have made fees hard to understand and difficult to find, so you don't know if you're getting a bad deal.
But even a tiny percentage point on fees can have a huge impact.
That’s why we started Prosper.
Our mission is to grow our members’ wealth, so that they can get more of the life they want.
Our fees will always be fair, transparent and as low as possible, sometimes zero, and we offer a range of diversified, global funds curated by our team of experts.
But it's not just about fees, it's also about ensuring you access the highest potential return investments. This is as much our mission as low fees.
We do this in order to give you the best chance of maximising your returns over the long-term.
To help you prosper.
“I realised I was losing over £2,400 in fees per year on just one of my pensions. I was shocked. There aren’t any other bills in my life that big. It made me ask - why are they earning so much from my pension?”
Nick Perrett
Founder & CEO

The people behind Prosper

Our team is made up of leading players in the world of startups and finance. We’re all united by a shared belief that saving and investing needs to work better for everyone.

Nick Perrett
Founder & CEO

Nick was previously Co-Founder and Chief Product Officer of Tandem Bank, an FCA-regulated digital bank that is now one of the leading green banks in the UK.

Phil Bungey
Chief Operating Officer

Phil has over 40 years experience in wealth solutions including pensions and investment offerings. He was on the early team and COO at Nutmeg, which was acquired by JP Morgan, and served as Managing Director of Embark through it's acquisition by Lloyds Bank in early 2022.

Ben Jackson
Chief Technology Officer

Ben has 20 years engineering and technology experience. He's worked on savings management for Barclays and protecting consumers from data loss at Experian. Prior to coming into fintech, he was CTO of Adaptive Lab, an innovation agency acquired by Cap Gemini, and started out life as an engineer at Keynoir, a travel search business acquired by Yahoo!

Adrian Robins
Chief Commercial Officer

Adrian joins Prosper with 25+ years experience in investment banking, including 7 years as Director of RBS Business. Previously, he was a Managing Director at Jefferies, the US investment bank.

Brendan Murphy
Chief Financial Officer

Brendan has a decade of investing experience across different sectors and stages in both public and private markets. He's worked for the likes of Concentric, Standard Bank Group, Simple and Cypress Point Capital.

Ricky Knox

Ricky is a serial climate fintech entrepreneur and investor. A Co-Founder of Tandem Bank and CEO from inception to July 2021, he has helped create a series of technology disruptors in fintech/telecoms, including GSM Systems, Small World Financial Services Group and Azimo, which was sold to Papaya Global in 2022. Ricky has also invested in and advised many notable fintech businesses since 2003.

Our board and company advisors

We work with some of the best industry experts who believe in Prosper as a force for change.

Matt Cooper
Company Advisor & Shareholder

Matt is one of the most prolific Angel investors in the UK. With over 30 years of experience in financial services technology businesses, he was on the founding team of Capital One Financial Corporation in the US and the Founder and Principal Managing Director of Capital One Bank (Europe), which he helped grow to 2 million customers and £275 million in revenue prior to his departure in 2001. 
Since them, Matt has invested in and chaired companies such as Octopus Group, Tandem Bank, IGF Ltd, Clearly So Ltd, Which? Financial Ltd, Global Collect and TDX Ltd.

Phil Smith
Company Advisor & Shareholder

Phil was previously the Founder and Group CEO at Embark Group, where he built a £42bn AuA business prior to its sale to the Lloyds Banking Group in 2022. He is currently a Non-Executive Chairman of UK fintech businesses BEIQ and Kore Labs. Previously Phil was Managing Director and Global Management Committee member at Barclays Wealth and held international senior executive positions at Fortis Investments, Arthur Andersen, Prudential M&G and Prudential Corporation Asia.

Darren Carter
Company Advisor & Shareholder

Darren joined the board of Peel Hunt as a Non-Executive Director in 2004 and went on to Chair Peel Hunt LLP for six years, then the Company for three. With over 30 years of equity marketing experience in financial services firms, he’s held a number senior management positions including MD of D.E. Shaw Securities International and Chief Executive of KBC Financial Products. Darren is a non-executive director at FCA-regulated Praetura Ventures and a Board director at Praetura Debt.

Jonathan Quin
Company Advisor & Shareholder

Jonathan is the Founder and Director of World First, which was acquired by Ant Financial for $700m and transferred over £80bn for over 200,000 customers. He was former VP at Citigroup, Head of E-commerce Business Develop at RBS and a Senior Independent Director at Stop Scams UK.Jonathan is a partner in Q Capital, which invests in and supports early stage tech businesses, and is a trustee of the Q Charitable Trust.

Frequently asked questions

  • How long has Prosper been around for?

    Prosper was founded in late 2021. The company was funded by the founders until March 2022 when the first angel and institutional investors funded the company.

  • Can I leave and take my money with me if I’m not happy?

    Any Prosper member is free to withdraw their money at any time. In the case of pensions, this would need to be a pension transfer if you are under the age of 55. Prosper charges no fees to exit, and we will support your transfer process as quickly and efficiently as possible.

  • How much do I have to invest?

    We have no account minimum as we want to make investing accessible for everyone. However, some public funds and all private markets funds will have applicable investment minimums. However, you can also start small now and make regular contributions over time!

When you invest your capital is at risk and you may get back less than you put in. Your tax costs and responsibilities depend on your individual circumstances and may change in the future.