Invest and save with 0% platform fees
Whether you're building long-term wealth or saving for the short-term, Prosper lets you maximise your potential wealth with a simple to use app
Capital at risk.
What are you looking for?
Grow my money
Choose from 190+ funds, including index, mutual, and ETFs with low to zero fees. Invest with your ISA, pension, and/or GIA.
Capital at risk. Uninvested cash doesn't earn interest.
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Save safely
Access 50+ savings products from 10+ trusted UK banks, all under one Prosper account. Enjoy FSCS protection and move money easily between products.
Prosper uses SECCL as the custodian to hold your investment assets which is regulated by the FCA and wholly owned by Octopus Group
Prosper is authorised and regulated by the Financial Conduct Authority under registration number 991710
The banks we use for your cash savings products are part of the Financial Services Compensation Scheme
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Capital at risk.
Trusted with £400m+ in assets
Low or zero fees
By using scalable tech and industry relationships, we can deliver cost-effective investment, savings and pension products.
We do retain interest on cash left uninvested in investment products and any cash held in the Prosper Wallet. We also may receive a share of the interest paid by the bank on each savings product, but the rate you see is the rate you receive.
How we compare
Annual platform fee on a £250,000 investment
Fund fees
Set by the asset managers
In-app cash marketplace
Multiple banks and accounts
Private markets
Pay-as-you-go financial guidance
Interest paid on uninvested cash
Free
Refunded fund fees on over 30 ETFs from top asset managers, including BlackRock, Vanguard, and Fidelity.
£625
0.25%. Reduced rates for higher balances.
Annual ongoing charges ranging from 0.31% to 0.50% for different funds.
£1,125
0.45%. Reduced rates for higher balances.
Average ongoing charge figure of 0.81% on funds.
£240
Flat monthly fee of £19.99 for Super Investor plan.
Access to different investments with varying fund fees.
Sources: Prosper, AJ Bell, Hargreaves Lansdown, interactive investor, Unbiased.
Our products
Personal pension
Stocks & Shares ISA
General Investment Account (GIA)
Cash savings
Create your free account in minutes and start saving today.
Capital at risk.
30+ ETFs with absolutely no fund fees
We are the only business we know who refunds the fees on over 30 funds from the best known asset managers around the world.
We bring you a curated selection of sectors, categories, geographies and currencies to create the portfolio to match your needs and interests.
EXPLORE ALL FUNDS
Investments can go down as well as up.
"Like Monzo, Prosper is a customer champion brand shaking up the wealth industry. It’s only the beginning but I’m excited to help more people prosper!"
Tom Blomfield
CO-Founder and Former CEO Monzo
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