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CASH MARKETPLACE OFFER

Earn £100 cashback when you start saving with Prosper

Access over 50+ savings products with FSCS protection.

Open and fund any Prosper savings product with a minimum of £10,000 – kept on the platform for at least six months across savings or investments – and receive £100 cashback.

To qualify, enter the code MSEPROSPER at the bottom of the welcome screen when you sign up in the Prosper app. We’ll reward you with £100 cashback once your product becomes eligible.

Check latest rates
 
Open your account
 

New customers only. T&Cs apply.

Trustpilot

One single account for all your savings

All-in-one view

Consolidate your financial world effortlessly. View all your savings, ISAs, and pensions in one secure platform spanning 25+ banks and 50+ products. Finally, complete visibility without the hassle.

Endless access

Say goodbye to never-ending applications. With just one Prosper account, you gain access to a broad range of savings options, including fixed-term, notice, and easy access products. Simple, seamless, smart.

Risk protection

Spread your savings across multiple FSCS-protected products, each covered up to £85,000. Whether you’re saving £1 or £1,000,000, Prosper helps boost your protection and reduce concentration risk effortlessly.

Get started today
 

Bondsmith is the custodian that manages your money by providing secure cash savings solutions.

Protected by bank-grade app security

The banks we use for your cash savings products are part of the Financial Services Compensation Scheme

Our top savings products

New customers only
4.06
%
Aer
6 Month Fixed Term Deposit
Deposit bank account provider
View more
New customers only
4.05
%
Aer
12 Month Fixed Term Deposit
Deposit bank account provider
View more
New customers only
4.05
%
Aer
2 Year Fixed Term Deposit
Deposit bank account provider
View more
New customers only
4.04
%
Aer
12 Month Fixed Term Deposit
Deposit bank account provider
View more
New customers only
4.04
%
Aer
6 Month Fixed Term Deposit
Deposit bank account provider
View more
New customers only
4.04
%
Aer
18 Month Fixed Term Deposit
Deposit bank account provider
View more

What is the Prosper Boost?

Multiple marginal gains compound to make the difference over time. That matters to us when it’s the fees you are paying out and when it’s interest coming in on your hard earned cash.

With that in mind we are offering the Prosper Boost to all our cash savings customers across a variety of savings products. This should mean that our boosted rates are always among the best in the market.

We are deliberately taking less margin and keeping our costs to the absolute minimum to give our customers the confidence that their potential wealth will rise faster with us than with anyone else.

Boost me!
 

Bank Rate

4.25%*

*These rates are for illustrative purposes only

Boosted rate

4.50%

0.25%

Why save?

“In 2023, Brits missed out on £6.9 billion in potential savings returns by leaving money in current accounts that don't pay interest.*

That’s why we’ve launched savings. We’re here to help you prosper, and maximising returns on your cash is a big part of that.”

Nick Perrett
Founder & CEO
Start saving today
 

*Source: Paragon Bank. Data correct as of 25th June 2024.

How your money is protected

We’re regulated by the Financial Conduct Authority (FCA)

Money in your savings accounts is protected by the Financial Services Compensation Scheme (FSCS), up to £85,000 per bank

We use bank-grade security and encryption to safeguard your data

When money is in your Prosper holding account and not in a savings account, it's held by Griffin Bank.

Start saving
 

Looking for more answers?

 
Visit our Help Centre