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STOCKS & SHARES ISA

Tax-free investing. Zero fees. Full control.

Grow your savings tax-free in a flexible account.

Already have an ISA? Transfer and consolidate your ISAs into one powerful account with absolutely no platform, transfer, or exit fees.

Capital is at risk. Investments can go down as well as up.

An ISA like no other

Fee-free

Pick from 190+ funds with zero platform, transfer, or exit fees. Invest up to £20,000 each tax year, free from UK income and capital gains tax.

Uninvested cash doesn't earn interest.

Refunded fund fees

Access 30+ ETFs from top-tier asset managers such as BlackRock, Vanguard, and Fidelity, with all fund manager fees fully refunded back to you.

Easy, free transfers

Effortlessly combine your existing ISAs into one powerful Stocks & Shares ISA. Enjoy full flexibility to add or withdraw money at any time, without affecting your £20,000 annual allowance.

WHAT DIFFERENCE DOES A PROSPER ISA MAKE?
 

When you invest your capital is at risk.

Tax relief depends on personal circumstances and current rules can change.

Compare the best ISA providers

£0 annual platform fee

On any portfolio size.

30+ ETFs with refunded fund fees

From the likes of BlackRock, Vanguard, and Fidelity. Low, varying charges on other funds.

Cash marketplace with 50+ products

Market-beating rates from trusted UK banks with FSCS protection.

Access to private markets

Coming early 2026!

Pay-as-you-go financial guidance

First session FREE, then £200 per hour (VAT excluded).

No interest paid on uninvested cash

Or cash held in the Prosper Wallet.

£625 annual platform fee

On a £250,000 investment (0.25%). Reduced rates for higher balances.

Varying annual ongoing charges

Charges ranging from 0.31% to 0.50% for different funds.

No savings marketplace

No access to private markets

No access to financial guidance

Interest paid on uninvested cash

But they retain a portion.

£1,125 annual platform fee

On a £250,000 investment.(0.45%). Reduced rates for higher balances.

Varying annual ongoing charges

Average 0.81% annual ongoing charge across the range of funds.

No savings marketplace

No access to private markets

No access to financial guidance

Interest paid on uninvested cash

But they retain a portion.

£240 annual platform fee

On a £250,000 investment.(0.45%). Reduced rates for higher balances.

Varying annual ongoing charges

Charges ranging from 0.10% to 1.00%+ for different funds.

No savings marketplace

No access to private markets

No access to financial guidance

Interest paid on uninvested cash

But they retain a portion.

£1,137 annual platform fee

On a £250,000 investment (0.45% + £12 subscription).

Varying annual ongoing charges

Charges ranging from 0.17% to 0.25%+ for different funds.

No savings marketplace

No access to private markets

Moneybox Aurora not yet available on all accounts

Interest paid on uninvested cash

But they retain a portion.

Sources: Unbiased, Prosper, AJ Bell, Hargreaves Lansdown, interactive investor, Moneybox.

Don't take our word for it

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Choose your preferred investment style

THE STANDARD FUND

For investing beginners

Managed by BlackRock, Prosper’s Standard Fund is a ready-made solution for long-term growth, ideal for new investors or those overwhelmed by choice. Trusted globally with $10tn in assets.

LEARN MORE
 
À LA CARTE INVESTING

For investing experts

Take control of your investments with Prosper’s curated selection of over 190 funds — including index, mutual, and ETFs — to build a portfolio that fits your goals.

EXPLORE ALL FUNDS
 

Capital at risk.

Capital at risk.

Prosper uses SECCL as the custodian to hold your investment assets which is regulated by the FCA and wholly owned by Octopus Group

Prosper is authorised and regulated by the Financial Conduct Authority under registration number 991710

Bring your ISAs together

Already have an ISA elsewhere? Consolidating your ISAs into one powerful Prosper Stocks & Shares ISA makes managing your money easier, and more rewarding.

You’ll get a clear view of your investments in one place, benefit from our zero platform and transfer fees, and unlock fund fee refunds on 30+ top ETFs. Less hassle, more growth.

We retain interest on cash left uninvested in investment products and any cash held in your Prosper Wallet. We do this unapologetically because it aligns our incentives with yours. We want your money invested and growing, not sitting idle.

30+ ETFs with absolutely no fund fees

We are the only business we know that refunds the fees on over 30 funds from the best known asset managers around the world.

We bring you a curated selection of sectors, categories, geographies, and currencies to create the portfolio to match your needs and interests.

Fuel your financial growth

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