Get competitive rates from a wide range of banks.
This Transfer Season, pay no platform fees for 10 years when you deposit over £20,000 into your cash savings account before 1 September 2025
Apply once and access them all through one account.
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Part of the Financial Services Compensation Scheme
Protected by bank-grade app security
Bondsmith is the custodian that manages your money by providing secure cash savings solutions.
Multiple marginal gains compound to make the difference over time. That matters to us when it’s the fees you are paying out and when it’s interest coming in on your hard earned cash.
With that in mind we are offering the Prosper boost to all our cash savings customers across a variety of savings accounts. This should mean that our boosted rates are always among the best in the market.
Bank Rate
5.02%*
*These rates are for illustrative purposes only
Boosted rate
5.27%
0.25%
“In 2023, Brits missed out on £6.9 billion in potential savings returns by leaving money in current accounts that don't pay interest.*
That’s why we’ve launched savings. We’re here to help you prosper, and maximising returns on your cash is a big part of that.”
*Source: Paragon Bank. Data correct as of 25th June 2024.
We’re regulated by the Financial Conduct Authority (FCA).
Money in your savings accounts is protected by the Financial Services Compensation Scheme (FSCS), up to £85,000 per bank.
We use bank-grade security and encryption to safeguard your data.
When money is in your Prosper holding account and not in a savings account, it's held by Barclays Bank or HSBC. The Akoni platform uses Barclays and Bondsmith uses HSBC.
