Pick some of the UK’s most competitive rates from a selection of trusted UK banks. Whether you’re setting money aside for a rainy day or locking in a higher return, we make it effortless. Please note unpaid interest and boosts are not FSCS protected.
Consolidate your financial world effortlessly. View all your savings, ISAs, and pensions in one secure platform spanning 25+ banks and 50+ products. Finally, complete visibility without the hassle.
Say goodbye to never-ending applications. With just one Prosper account, you gain access to a broad range of savings options, including fixed-term, notice, and easy access products. Simple, seamless, smart.
Spread your savings across multiple FSCS-protected products, each covered up to £120,000 per person, per UK-regulated financial institution. Whether you’re saving £1 or £1,000,000, Prosper helps boost your protection and reduce concentration risk.
Bondsmith is the custodian that manages your money by providing secure cash savings solutions.
Protected by bank-grade app security
The banks we use for your cash savings products are part of the Financial Services Compensation Scheme
Multiple marginal gains compound to make the difference over time. That matters to us when it’s the fees you are paying out and when it’s interest coming in on your hard earned cash.
With that in mind we are offering the Prosper Boost to all our cash savings customers across a variety of savings products. This should mean that our boosted rates are always among the best in the market.
Bank Rate
4.25%*
*These rates are for illustrative purposes only
Boosted rate
4.50%
0.25%
“In 2023, Brits missed out on £6.9 billion in potential savings returns by leaving money in current accounts that don't pay interest.*
That’s why we’ve launched savings. We’re here to help you prosper, and maximising returns on your cash is a big part of that.”
*Source: Paragon Bank. Data correct as of 25th June 2024.
We’re regulated by the Financial Conduct Authority (FCA).
Money in your savings accounts is protected by the Financial Services Compensation Scheme (FSCS), up to £120,000 per bank.
We use bank-grade security and encryption to safeguard your data.
When money is in your Prosper holding account and not in a savings account, it's held by Griffin Bank.
